/* My BMW App Section & Carousel */
.my-bmw-app-section {
    width: 100%;
    max-width: 1920px;
    margin: 0 auto;
    height: 840px;
    position: relative;
    overflow: hidden;
}

.app-carousel {
    width: 100%;
    height: 100%;
    position: relative;
    overflow: hidden;
}

.carousel-container {
    width: 100%;
    height: 100%;
    position: relative;
}

.carousel-slide {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    opacity: 0;
    transition: opacity 0.5s ease-in-out;
}

.carousel-slide.active {
    opacity: 1;
}

.slide-background {
    width: 100%;
    height: 100%;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
    background-color: #333;
}

.carousel-content {
    position: absolute;
    top: 80px;
    left: 76.8px;
    max-width: 600px;
    color: white;
}

.carousel-content h2 {
    font-weight: 300;
    font-size: 56px;
    line-height: 1.2142857142857142em;
    margin-bottom: 30px;
}

.carousel-content p {
    font-weight: 300;
    font-size: 27.015625px;
    line-height: 1.3695777906304223em;
    margin-bottom: 30px;
}

.carousel-disclaimer {
    font-size: 15.375px;
    line-height: 1.6910569105691058em;
    color: #f6f6f6;
    margin-bottom: 40px !important;
}

.carousel-buttons {
    display: flex;
    gap: 24px;
}

.carousel-controls {
    position: absolute;
    bottom: 80px;
    left: 80px;
    display: flex;
    gap: 16px;
}

.carousel-btn {
    width: 35px;
    height: 35px;
    border: none;
    background: rgba(255, 255, 255, 0.3);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: all 0.3s ease;
    font-size: 13px;
    font-weight: 700;
}

.carousel-btn.active {
    background: rgba(255, 255, 255, 0.99);
    color: #221f1f;
}

.carousel-btn:hover {
    background: rgba(255, 255, 255, 0.8);
}

.carousel-btn svg {
    opacity: 0.99;
}

/* Financial Benefits Section */
.financial-benefits-section {
    width: 100%;
    max-width: 1920px;
    margin: 56px auto;
    padding: 0 84px;
    overflow: hidden;
}

.financial-benefits-section h2 {
    font-weight: 300;
    font-size: 37.78125px;
    line-height: 1.2704714640198511em;
    text-align: center;
    margin-bottom: 60px;
    color: #221f1f;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    justify-content: center;
    max-width: 1752px;
    margin: 0 auto;
}

.benefit-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.benefit-image {
    width: 100%;
    height: 236px;
    margin-bottom: 24px;
    overflow: hidden;
}

.benefit-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.benefit-item h3 {
    font-weight: 700;
    font-size: 19.53125px;
    line-height: 1.2288em;
    margin-bottom: 12px;
    color: #221f1f;
}

.benefit-item p {
    font-weight: 300;
    font-size: 15.5px;
    line-height: 1.6774193548387097em;
    color: #221f1f;
}

/* Financial Solutions Section */
.financial-solutions-section {
    width: 100%;
    max-width: 1920px;
    margin: 96px auto;
    padding: 90px 84px;
    background-color: #f6f6f6;
    overflow: hidden;
}

.solutions-content {
    display: flex;
    align-items: flex-start;
    gap: 80px;
    max-width: 1400px;
    margin: 0 auto;
}

.solutions-image {
    width: 100%;
    max-width: 600px;
    height: auto;
    background-color: #ccc;
    border-radius: 4px;
    overflow: hidden;
    flex-shrink: 0;
}

.solutions-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.solutions-text {
    flex: 1;
    padding-top: 20px;
    min-width: 0;
}

.solutions-text h2 {
    font-weight: 700;
    font-size: 42px;
    line-height: 1.2em;
    margin-bottom: 32px;
    color: #221f1f;
}

.solutions-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.solutions-list li {
    font-weight: 300;
    font-size: 15.5px;
    line-height: 1.6774193548387097em;
    color: #221f1f;
    margin-bottom: 20px;
    position: relative;
    padding-left: 24px;
}

.solutions-list li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: #0066cc;
    font-weight: bold;
}

/* Lease vs Finance Section */
.lease-finance-section {
    width: 100%;
    max-width: 1920px;
    margin: 26px auto;
    padding: 90px 153px;
    background-color: #f6f6f6;
    overflow: hidden;
}

.lease-finance-section h2 {
    font-weight: 300;
    font-size: 37.62890625px;
    line-height: 1.2756150731859235em;
    text-align: center;
    margin-bottom: 60px;
    color: #221f1f;
}

.compare-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 60px;
    margin-bottom: 60px;
    max-width: 1614px;
    margin: 0 auto 60px auto;
}

.compare-item {
    background: white;
    border-radius: 8px;
    overflow: hidden;
}

.compare-image {
    width: 100%;
    height: 400px;
    background-color: #ccc;
}

.compare-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.compare-item h3 {
    font-weight: 300;
    font-size: 27.234375px;
    line-height: 1.3585771658060815em;
    margin: 40px 0 20px;
    padding: 0 40px;
    color: #221f1f;
}

.compare-item > p {
    font-weight: 300;
    font-size: 15.5px;
    line-height: 1.6774193548387097em;
    margin-bottom: 25px;
    padding: 0 40px;
    color: #221f1f;
}

.compare-item h4 {
    font-weight: 700;
    font-size: 12px;
    line-height: 1.25em;
    letter-spacing: 22.916666666666664%;
    margin-bottom: 15px;
    padding: 0 40px;
    color: #221f1f;
}

.compare-list {
    list-style: none;
    padding: 0 40px;
    margin: 0 0 30px 0;
}

.compare-list li {
    font-weight: 300;
    font-size: 15.5px;
    line-height: 1.6774193548387097em;
    color: #221f1f;
    margin-bottom: 8px;
    position: relative;
    padding-left: 20px;
}

.compare-list li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: #221f1f;
}

.compare-buttons {
    display: flex;
    gap: 16px;
    padding: 0 40px 40px;
}

.compare-buttons .btn {
    width: 158px;
    height: 55px;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.explore-offers {
    text-align: center;
   /* border-top: 1px solid #cacaca; */
    padding-top: 45px;
}

.explore-offers p {
    font-weight: 300;
    font-size: 15.5px;
    line-height: 1.6774193548387097em;
    margin-bottom: 32px;
    color: #221f1f;
}

.explore-buttons {
    display: flex;
    gap: 24px;
    justify-content: center;
}

.explore-buttons .btn {
    width: 148px;
    height: 55px;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Protection Section */
.protection-section {
    width: 100%;
    max-width: 1920px;
    margin: 96px auto;
    padding: 0 84px;
    overflow: hidden;
}

.protection-section h2 {
    font-weight: 300;
    font-size: 37.93359375px;
    line-height: 1.2653691689836268em;
    text-align: center;
    margin-bottom: 50px;
    color: #221f1f;
}

.protection-content {
    display: grid;
    grid-template-columns: 998px 1fr;
    gap: 92px;
    align-items: flex-start;
    background: white;
    padding: 20px;
    border-radius: 8px;
}

.protection-image {
    width: 998px;
    height: 664px;
    background-color: #ccc;
}

.protection-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.protection-text h3 {
    font-weight: 300;
    font-size: 27.234375px;
    line-height: 1.3585771658060815em;
    margin-bottom: 20px;
    color: #221f1f;
}

.protection-text p {
    font-weight: 300;
    font-size: 15.25px;
    line-height: 1.7049180327868851em;
    margin-bottom: 25px;
    color: #221f1f;
}

.protection-list {
    list-style: none;
    padding: 0;
    margin: 0 0 30px;
}

.protection-list li {
    font-weight: 300;
    font-size: 15.125px;
    line-height: 1.71900826446281em;
    color: #221f1f;
    margin-bottom: 15px;
    position: relative;
    padding-left: 20px;
}

.protection-list li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: #221f1f;
}

.protection-text .btn {
    width: 127px;
    height: 40px;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* BMW Family Charging Section */
.bmw-family-charging-section {
    width: 100%;
    max-width: 1920px;
    height: 960px;
    margin: 0 auto;
    overflow: hidden;
    position: relative;
}

.charging-image {
    width: 100%;
    height: 100%;
    position: relative;
}

.charging-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center center;
}

/* Programs Section */
.programs-section {
    width: 100%;
    max-width: 1920px;
    padding: 90px 84px;
    background-color: #000000;
    color: white;
    overflow: hidden;
}

.programs-header {
    text-align: center;
    margin-bottom: 80px;
}

.programs-header h2 {
    font-weight: 300;
    font-size: 38.23828125px;
    line-height: 1.2552865461231995em;
    margin-bottom: 20px;
}

.programs-header p {
    font-weight: 300;
    font-size: 19.21875px;
    line-height: 1.6130081300813008em;
    max-width: 965px;
    margin: 0 auto;
}

.programs-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 84px;
    justify-content: center;
    max-width: 1752px;
    margin: 0 auto;
}

.program-item {
    display: flex;
    flex-direction: column;
}

.program-image {
    width: 100%;
    height: 307px;
    margin-bottom: 30px;
    background-color: #555;
    border-radius: 4px;
    overflow: hidden;
}

.program-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.program-item h3 {
    font-weight: 700;
    font-size: 15.875px;
    line-height: 1.2598425196850394em;
    margin-bottom: 16px;
}

.program-item p {
    font-weight: 300;
    font-size: 12.59375px;
    line-height: 1.588089330024814em;
    margin-bottom: 20px;
}

.program-link {
    color: #4c4c4c;
    font-weight: 700;
    font-size: 13px;
    line-height: 1.2307692307692308em;
    text-decoration: none;
    transition: color 0.3s ease;
}

.program-link:hover {
    color: #1c69d3;
}

/* Financial Tools Section */
.financial-tools-section {
    width: 100%;
    max-width: 1920px;
    margin: 96px auto;
    padding: 90px 84px;
    background-color: #f6f6f6;
    overflow: hidden;
}

.financial-tools-section h2 {
    font-weight: 300;
    font-size: 37.93359375px;
    line-height: 1.2653691689836268em;
    text-align: center;
    margin-bottom: 50px;
    color: #221f1f;
}

.tools-grid {
    display: grid;
    grid-template-columns: repeat(2, 768px);
    gap: 92px;
    justify-content: center;
}

.tool-item {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

.tool-image {
    width: 100%;
    height: 388px;
    background-color: #ccc;
}

.tool-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.tool-item h3 {
    font-weight: 300;
    font-size: 26.90625px;
    line-height: 1.3751451800232288em;
    margin: 40px 40px 20px;
    color: #221f1f;
}

.tool-item p {
    font-weight: 300;
    font-size: 15.25px;
    line-height: 1.7049180327868851em;
    margin: 0 40px 40px;
    color: #221f1f;
}

.insurance-tool {
    grid-column: 1 / -1;
    max-width: 768px;
    justify-self: center;
    padding: 40px;
}

.insurance-tool h3 {
    margin: 0 0 20px;
}

.insurance-tool p {
    margin: 0 0 20px;
}

.insurance-link {
    color: #221f1f;
    font-weight: 300;
    font-size: 15.625px;
    line-height: 1.664em;
    text-decoration: none;
}

.insurance-link:hover {
    color: #1c69d3;
}

/* Manage Account Section */
.manage-account-section {
    width: 100%;
    max-width: 1920px;
    margin: 96px auto;
    padding: 90px 84px;
    overflow: hidden;
}

.manage-account-section h2 {
    font-weight: 300;
    font-size: 37.93359375px;
    line-height: 1.2653691689836268em;
    text-align: center;
    margin-bottom: 28px;
    color: #221f1f;
}

.manage-account-section > p {
    font-weight: 300;
    font-size: 15.375px;
    line-height: 1.6910569105691058em;
    text-align: center;
    margin-bottom: 40px;
    color: #221f1f;
}

.manage-account-section > .btn {
    display: block;
    width: 238px;
    height: 40px;
    margin: 0 auto 60px;
    text-align: center;
    line-height: 40px;
}

.account-options {
    font-weight: 300;
    font-size: 15.25px;
    line-height: 1.7049180327868851em;
    text-align: center;
    margin-bottom: 75px;
    color: #221f1f;
}

.account-grid {
    display: grid;
    grid-template-columns: repeat(4, 384px);
    gap: 92px;
    justify-content: center;
}

.account-item {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    position: relative;
    height: 221px;
}

.account-icon {
    position: absolute;
    top: 20px;
    left: 20px;
    width: 40px;
    height: 40px;
}

.account-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.account-link {
    position: absolute;
    top: 75px;
    left: 20px;
    color: #4c4c4c;
    font-weight: 700;
    font-size: 16px;
    line-height: 1.25em;
    text-decoration: none;
    z-index: 2;
}

.account-link:hover {
    color: #1c69d3;
}

.account-image {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 221px;
    background-color: #ccc;
}

.account-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* BMW Cards Section */
.bmw-cards-section {
    width: 100%;
    max-width: 1920px;
    margin: 96px auto;
    padding: 90px 84px;
    background-color: #221f1f;
    color: white;
    overflow: hidden;
}

.cards-content {
    display: grid;
    grid-template-columns: 1fr 538px;
    gap: 160px;
    align-items: center;
}

.cards-text h4 {
    font-weight: 700;
    font-size: 12px;
    line-height: 1.25em;
    letter-spacing: 22.916666666666664%;
    margin-bottom: 15px;
}

.cards-text h2 {
    font-weight: 300;
    font-size: 39px;
    line-height: 1.2307692307692308em;
    margin-bottom: 30px;
}

.cards-text p {
    font-weight: 300;
    font-size: 15.375px;
    line-height: 1.6910569105691058em;
    color: #f6f6f6;
    margin-bottom: 40px;
}

.cards-buttons {
    display: flex;
    gap: 24px;
}

.cards-buttons .btn {
    width: 158px;
    height: 55px;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

.cards-image {
    width: 538px;
    height: 660px;
    background-color: #555;
}

.cards-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* FAQ Section */
.faq-section {
    width: 100%;
    max-width: 1920px;
    padding: 90px 84px;
    background-color: #f6f6f6;
    overflow: hidden;
}

.faq-section h2 {
    font-weight: 300;
    font-size: 39px;
    line-height: 1.2307692307692308em;
    text-align: center;
    margin-bottom: 60px;
    color: #221f1f;
}

.faq-category {
    margin-bottom: 60px;
}

.faq-category h3 {
    font-weight: 700;
    font-size: 19.84375px;
    line-height: 1.2094488188976378em;
    margin-bottom: 30px;
    color: #221f1f;
}

.faq-item {
    border-bottom: 1px solid #cacaca;
    padding: 25px 0;
    transition: all 0.3s ease;
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: all 0.4s ease;
    margin-top: 20px;
}

.faq-item.active .faq-answer {
    max-height: 300px;
    opacity: 1;
}

.faq-answer p {
    font-weight: 300;
    font-size: 15.25px;
    line-height: 1.7049180327868851em;
    color: #4c4c4c;
    margin: 0;
}

.faq-question {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    color: #4c4c4c;
    font-weight: 300;
    font-size: 19.375px;
    line-height: 1.238709677419355em;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.faq-question:hover {
    color: #1c69d3;
}

.faq-icon {
    font-size: 24px;
    font-weight: 300;
}

.faq-more {
    width: 223px;
    height: 55px;
    display: block;
    margin: 40px auto 0;
    text-align: center;
    line-height: 55px;
}

/* Contact Section */
.contact-section {
    width: 100%;
    max-width: 1920px;
    margin: 26px auto;
    padding: 90px 84px;
    overflow: hidden;
}

.contact-section h2 {
    font-weight: 300;
    font-size: 38.6953125px;
    line-height: 1.2404603270745003em;
    text-align: center;
    margin-bottom: 60px;
    color: #221f1f;
}

.contact-grid {
    display: grid;
    grid-template-columns: repeat(3, 538px);
    gap: 92px;
    justify-content: center;
}

.contact-item {
    text-align: center;
    background: white;
    padding: 50px 40px;
    border-radius: 8px;
}

.contact-icon {
    width: 40px;
    height: 40px;
    margin: 0 auto 30px;
}

.contact-icon img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.contact-item h4 {
    font-weight: 300;
    font-size: 28px;
    line-height: 1.3214285714285714em;
    margin-bottom: 20px;
    color: #221f1f;
}

.contact-item h5 {
    font-weight: 300;
    font-size: 15.25px;
    line-height: 1.3114754098360655em;
    margin-bottom: 8px;
    color: #221f1f;
}

.contact-item p {
    font-weight: 700;
    font-size: 15.625px;
    line-height: 1.28em;
    margin-bottom: 20px;
    color: #221f1f;
}

.contact-details h5:first-child {
    margin-top: 20px;
}

/* Financial Nav Section */
.financial-nav-section {
    width: 100%;
    max-width: 1920px;
    margin: 0 auto;
    background-color: #f6f6f6;
    border-top: 1px solid #cacaca;
    display: flex;
    align-items: center;
    justify-content: space-between;
    overflow: hidden;
}

.financial-nav-section h3 {
    font-weight: 700;
    font-size: 15.75px;
    line-height: 1.2698412698412698em;
    color: #221f1f;
}

.financial-nav {
    display: flex;
    gap: 40px;
}

/* Service Areas Grid Styles */
.service-areas-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    margin-bottom: 32px;
}

.area-category h4 {
    color: #1C69D4;
    font-weight: 600;
    font-size: 16px;
    margin-bottom: 16px;
    padding-bottom: 8px;
    border-bottom: 2px solid rgba(28, 105, 212, 0.3);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.area-links {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.area-links .financial-nav-link {
    padding: 8px 0;
    font-size: 14px;
    border-bottom: none;
    position: relative;
    transition: all 0.3s ease;
}

.area-links .financial-nav-link::after {
    display: none;
}

.area-links .financial-nav-link:hover {
    color: #1C69D4;
    padding-left: 12px;
}

.financial-nav-link {
    font-weight: 700;
    font-size: 13px;
    line-height: 1.2307692307692308em;
    color: #4c4c4c;
    text-decoration: none;
    padding: 12px 0;
    position: relative;
}

.financial-nav-link.active {
    color: #221f1f;
}

.financial-nav-link.active::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background-color: #1c69d3;
}

.financial-nav-link:hover {
    color: #1c69d3;
}

.financial-nav-section .btn {
    width: 162px;
    height: 40px;
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* Global overflow fix */
html, body {
    overflow-x: hidden;
    max-width: 100%;
}

* {
    box-sizing: border-box;
}

/* Responsive Design */
@media screen and (max-width: 1920px) {
    .my-bmw-app-section,
    .financial-benefits-section,
    .financial-solutions-section,
    .lease-finance-section,
    .protection-section,
    .programs-section,
    .financial-tools-section,
    .manage-account-section,
    .bmw-cards-section,
    .faq-section,
    .contact-section,
    .financial-nav-section {
        width: 100%;
        max-width: 100vw;
    }
}

@media screen and (max-width: 1600px) {
    .benefits-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 20px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .benefit-image {
        width: 100%;
        height: 220px;
    }
    
    .solutions-content {
        grid-template-columns: 1fr 1fr;
        gap: 80px;
    }
    
    .solutions-image {
        width: 100%;
        height: 300px;
    }
    
    .compare-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .protection-content {
        grid-template-columns: 1fr 1fr;
        gap: 60px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .protection-image {
        width: 100%;
        height: 400px;
    }
    
    .programs-grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 40px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .program-image {
        width: 100%;
        height: auto;
        aspect-ratio: 1;
    }
    
    .tools-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .account-grid {
        grid-template-columns: repeat(4, 1fr);
        gap: 40px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .cards-content {
        grid-template-columns: 1fr 1fr;
        gap: 80px;
        max-width: 1200px;
        margin: 0 auto;
    }
    
    .cards-image {
        width: 100%;
        height: 400px;
    }
    
    .contact-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 40px;
        max-width: 1200px;
        margin: 0 auto;
    }
}

@media screen and (max-width: 1440px) {
    .my-bmw-app-section {
        height: 100vh;
    }
    
    .bmw-family-charging-section {
        height: 800px;
    }

    .benefits-grid {
        max-width: 1400px;
        gap: 28px;
    }
    
    .financial-solutions-section {
        padding: 80px 60px;
    }
    
    .solutions-content {
        gap: 60px;
        max-width: 1200px;
    }
    
    .solutions-image {
        max-width: 500px;
    }
    
    .solutions-text h2 {
        font-size: 36px;
        margin-bottom: 24px;
    }
    
    .compare-grid {
        max-width: 1400px;
        gap: 50px;
    }
    
    .programs-grid {
        max-width: 1400px;
        gap: 60px;
    }
    
    .tools-grid {
        gap: 48px;
    }
}

@media screen and (max-width: 1200px) {
    .my-bmw-app-section {
        height: 600px;
    }
    
    .carousel-content {
        top: 60px;
        left: 60px;
    }
    
    .carousel-content h2 {
        font-size: 42px;
    }
    
    .carousel-content p {
        font-size: 22px;
    }
    
    .carousel-controls {
        bottom: 60px;
        left: 60px;
    }
    
    .financial-benefits-section,
    .financial-solutions-section,
    .lease-finance-section,
    .protection-section,
    .programs-section,
    .financial-tools-section,
    .manage-account-section,
    .bmw-cards-section,
    .faq-section,
    .contact-section {
        padding: 60px 40px;
    }
    
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .solutions-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .compare-grid {
        grid-template-columns: 1fr;
    }
    
    .protection-content {
        grid-template-columns: 1fr;
    }
    
    .programs-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }
    
    .tools-grid {
        grid-template-columns: 1fr;
    }
    
    .account-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .cards-content {
        grid-template-columns: 1fr;
    }
    
    .contact-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .financial-nav {
        gap: 20px;
    }
    
    .service-areas-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px;
    }
    
    .financial-nav-section {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }
}

@media screen and (max-width: 1024px) {
    .my-bmw-app-section {
        height: 560px;
    }
    
    .bmw-family-charging-section {
        height: 600px;
    }
    
    .carousel-content {
        top: 50px;
        left: 50px;
        right: 50px;
    }
    
    .carousel-content h2 {
        font-size: 36px;
        line-height: 1.2em;
    }
    
    .carousel-content p {
        font-size: 20px;
    }
    
    .carousel-controls {
        bottom: 50px;
        left: 50px;
    }
    
    .financial-benefits-section,
    .financial-solutions-section,
    .lease-finance-section,
    .protection-section,
    .programs-section,
    .financial-tools-section,
    .manage-account-section,
    .bmw-cards-section,
    .faq-section,
    .contact-section {
        padding: 60px 30px;
    }
    
    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px;
    }
    
    .financial-solutions-section {
        padding: 60px 30px;
    }
    
    .solutions-content {
        flex-direction: column;
        gap: 40px;
        max-width: 700px;
        text-align: center;
    }
    
    .solutions-image {
        max-width: 100%;
        align-self: center;
    }
    
    .solutions-text {
        padding-top: 0;
    }
    
    .solutions-text h2 {
        font-size: 32px;
        margin-bottom: 20px;
    }
    
    .compare-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .protection-content {
        gap: 40px;
    }
    
    .programs-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
    
    .tools-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px;
    }
    
    .account-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px;
    }
    
    .cards-content {
        gap: 50px;
    }
    
    .contact-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px;
    }
    
    .financial-nav {
        gap: 16px;
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .service-areas-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 20px;
    }
    
    .area-category h4 {
        font-size: 14px;
        text-align: center;
    }
    
    .financial-nav-section .container {
        flex-direction: column;
        align-items: center;
        gap: 24px;
    }
}

@media screen and (max-width: 768px) {
    .my-bmw-app-section {
        height: 500px;
    }
    
    .bmw-family-charging-section {
        height: 480px;
    }
    
    .carousel-content {
        top: 40px;
        left: 40px;
        right: 40px;
    }
    
    .carousel-content h2 {
        font-size: 32px;
    }
    
    .carousel-content p {
        font-size: 18px;
    }
    
    .carousel-controls {
        bottom: 40px;
        left: 40px;
    }
    
    .financial-benefits-section,
    .financial-solutions-section,
    .lease-finance-section,
    .protection-section,
    .programs-section,
    .financial-tools-section,
    .manage-account-section,
    .bmw-cards-section,
    .faq-section,
    .contact-section {
        padding: 40px 20px;
    }
    
    .solutions-content {
        flex-direction: column;
        gap: 32px;
        max-width: 100%;
    }
    
    .solutions-text h2 {
        font-size: 28px;
        margin-bottom: 16px;
    }
    
    .benefits-grid {
        grid-template-columns: 1fr;
    }
    
    .programs-grid {
        grid-template-columns: 1fr;
    }
    
    .account-grid {
        grid-template-columns: 1fr;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
    }
    
    .financial-nav {
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .service-areas-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
        margin-bottom: 24px;
    }
    
    .area-category h4 {
        font-size: 12px;
        margin-bottom: 12px;
    }
    
    .area-links .financial-nav-link {
        font-size: 13px;
        padding: 6px 0;
    }
    
    .carousel-buttons {
        flex-direction: column;
        gap: 16px;
    }
    
    .cards-buttons {
        flex-direction: column;
        gap: 16px;
    }
    
    .compare-buttons {
        flex-direction: column;
        gap: 16px;
    }
    
    .explore-buttons {
        flex-direction: column;
        gap: 16px;
        align-items: center;
    }
    
    .faq-section h2 {
        font-size: 28px;
    }
    
    .faq-question {
        font-size: 16px;
    }
}

@media screen and (max-width: 480px) {
    .my-bmw-app-section {
        height: 400px;
    }
    
    .bmw-family-charging-section {
        height: 400px;
    }
    
    .carousel-content {
        top: 30px;
        left: 20px;
        right: 20px;
    }
    
    .carousel-content h2 {
        font-size: 24px;
        line-height: 1.1em;
    }
    
    .carousel-content p {
        font-size: 16px;
        line-height: 1.4em;
    }
    
    .carousel-controls {
        bottom: 30px;
        left: 20px;
    }
    
    .carousel-btn {
        width: 28px;
        height: 28px;
        font-size: 11px;
    }
    
    .financial-benefits-section,
    .financial-solutions-section,
    .lease-finance-section,
    .protection-section,
    .programs-section,
    .financial-tools-section,
    .manage-account-section,
    .bmw-cards-section,
    .faq-section,
    .contact-section {
        padding: 30px 16px;
    }
    
    .financial-benefits-section h2,
    .financial-solutions-section h2,
    .lease-finance-section h2,
    .protection-section h2,
    .programs-section h2,
    .financial-tools-section h2,
    .manage-account-section h2,
    .bmw-cards-section h2,
    .faq-section h2,
    .contact-section h2 {
        font-size: 28px;
        line-height: 1.2em;
        margin-bottom: 32px;
    }
    
    .solutions-content {
        gap: 24px;
    }
    
    .solutions-text h2 {
        font-size: 24px !important;
        margin-bottom: 20px !important;
    }
    
    .solutions-list li,
    .protection-list li {
        font-size: 14px;
        line-height: 1.5em;
    }
    
    .benefit-item h3,
    .compare-item h3,
    .program-item h3,
    .tool-item h3 {
        font-size: 18px;
        line-height: 1.3em;
    }
    
    .benefit-item p,
    .compare-item p,
    .program-item p,
    .tool-item p {
        font-size: 14px;
        line-height: 1.5em;
    }
    
    .btn {
        padding: 12px 24px;
        font-size: 14px;
    }
    
    .btn-outline {
        padding: 12px 24px;
        font-size: 14px;
    }
    
    .financial-nav-link {
        font-size: 14px;
        padding: 8px 12px;
    }
    
    .faq-section h2 {
        font-size: 24px !important;
    }
    
    .faq-question {
        font-size: 14px !important;
        padding: 20px 0;
    }
    
    .faq-answer p {
        font-size: 13px;
    }
    
    .contact-item h4 {
        font-size: 16px;
    }
    
    .contact-details h5 {
        font-size: 14px;
    }
    
    .contact-details p {
        font-size: 13px;
    }
}